Comment on Designing a Website by Admin.
1. How much is typical to ask for. I don’t want to get denied, denied, denied. But the more I have upfront the better my business (based on the type of business I am starting)?
You should ask for the amount you need. Asking for too little or too much are both ways to get turned down. You need to have a business plan showing everything about your proposed business in excruciating detail, including how much money you will need to start up, how you are going to spend that money, and how you are going to pay it back.
2. I am going to be a co borrower because I personally have little to no credit, but my co borrower has great credit but just bought a house which might hurt a little. Do these things matter much?
They don’t matter as much as having a solid business plan, with pro-forma financial statements. However, I have seen banks finance plans based mostly on the ability of a co-signer to pay the loan back. Sometimes you don’t even need a plan; if your co-signer can still afford the payments on your loan if you default, even after buying a house, then you may get the loan based on that. I don’t recommend that though; you should have a good enough business plan that you can get the money based on that, not on the ability of a co-signer to bail you out. Also, you need to consider the co-signer’s part in the business: Just a friend, partner, manager? How will YOU pay the co-signer back if you crater in and he/she has to pay off the loan?
3. Will it help that I have over trained, in school for business, and have experience in the field to get a loan?
Yes, that will help a lot. No banker/financier wants to back someone who doesn’t know his business.
4.Where can I go (some good options) to get approved?
Try checking with your local SBA (Small Business Administration) office, and talk to the loan officer at your bank as well as all the other banks in the area. You may have better luck with a local, community bank that is committed to supporting local business. Also, check and see if your local college has a business resource center/incubator. Another avenue is to check your area for Community Development Corporations that are involved in economic development. Sometimes they have good resources, and even micro-loan programs. Also, talk to a lawyer, accountant, and/or a consultant about the best form of organization and the best way to finance your business. You can also find consultants who will help you write a business plan, do it themselves, or do the parts you can’t handle (usually the financials.)
Admin Also Commented
Designing a Website
Doesn’t matter on the degree to start up a business. If you have the capital to start up a business, you can start up anything 🙂
Designing a Website
1. Type of business: Small Business Consulting: business plan training, critiqueing; tax education; startup/expansion consulting.
2. How started: graduated from a local Microenterprise development program sponsored by Community Action Agency and then acquired the contract to provide the training for it
3. No financing needed, minimal marketing budget. I have a background in tax preparation and bookkeeping and in operating small businesses.
4. Business Plans – no page limit on them, each one is unique to the owner but all must contain: Business description, Organization Plan, Marketing Plan, and Financial Plan.
5. Business Name is Smith Small Business Development
Designing a Website
It depends on what type of business it is. You could hire a manager to take care of it in your absense and communicate by telephone or email when you get the chance.
You could also look into other businesses that don’t require constant monitoring. My husband and I have an online/offline retail business that might work for you. Actually, our business seems to attract a lot of military personnel. I can’t give you details here since it’s against the rules of this site but send me an email if you’d like more information.
Recent Comments by Admin
5 Tips for Writing the Perfect Blog Post
If you use WordPress, or Blogger, or any other modern blogging tool for that matter, the search engines are “pinged” and know right away that you have made a post. So, don’t worry about submitting it to search engines manually (and for heaven’s sake, don’t pay someone who claims to do that)!
In general, the best method nowadays is to generate some social traffic. Post a link to you post to Facebook, Twitter, pin your post’s featured image to Pinterest.
Business Models are simulations of actual business functioning.
They act as ideal real life examples,and help participants actively discuss the pros and cons of the situation given.
A business Model gives a Full Account of any particular Business Scenario. Readers of this model/ Participants are then asked to discuss the strengths and weaknessess of it. Put it simply, one has to SWOT analyze the Business Model based on different parameters.
Each participant comes up with his/her own views on the subject. Cumulative views and different view points are then listed and ranked based on their importance and relevance.
Thus at the end of the session, a business models suitability and viability is drafted and conclusions are drawn thereon.
The more the Business Model Analysis a person does, the more exposed he gets to real life corporate situations.
Hence it is said, that Business Models act as Good Simulators.
Search Engine Optimization
A search engine is a service provided by some company (Google, Yahoo, Microsoft, etc.) which will search through millions of web pages for keywords that a person types into a field. For instance, if I type “Puppy” into a search box on Google’s web site, there are currently 40,800,000 matches available. If the search provider has a good search algorithm in their software, then the most relevant pages should be listed first. In my case, I’m a happy searcher, because after the Google Image samples, the first result listed is the Puppy Linux website, which is the only Puppy I would ever be searching for online. Most search providers keep track of what websites people will actually visit after doing a search. They then use the results to make sure those pages are closer to the top of the list for the next time someone searches for the same keyword(s).
Image search optimization is about using images on your website to draw more “click-throughs” from the search provider, thereby raising your rank in the search list. This, in turn, helps to ensure that you keep getting more visits to your site. A neat article I just found by typing “image search optimization” into Google Search is linked below.
New York Skyline
Below is a link with pictures of the NYC skyline.
A view of city of great magnitude rises out of the open like a curtain for a show that always staging the world’s greatest act, you immerse yourself as one of the players of the greatest city in the world.
Business Niche – Adding Content for SEO
Fefoo is not a search engine, its an application that helps you search better. It uses the traditional search engines to search. You search on categories and your search is more refined from the time you start searching. In case you don’t use categories it works like a normal search engine.
Springo is a Web shortcutting tool that empowers users to rapidly and easily navigate to the best websites for any purpose.
Each view contains a set of results that are displayed visually – and each view has a different perspective.
Yoozila is a powerful new search engine. It’s primary purpose is to provide you with relevant results and present them in a fresh web 2.0 beautiful manner.
FindTheBest is an objective comparison engine that allows you to find a topic, compare your options and select the best choice for you.